First Progress Platinum Select MasterCard: Your Path to Building Credit

Today, having a good credit score is essential. It can impact your ability to secure loans, get a mortgage, or even land your dream job.

However, if you’re just starting on your credit journey or have experienced credit challenges in the past, it can be a daunting task to build or rebuild your credit. That’s where the First Progress Platinum Select MasterCard comes into play.

What is the First Progress Platinum Select MasterCard?

The First Progress Platinum Select MasterCard is a credit card designed for individuals looking to establish or improve their credit.

Unlike many traditional credit cards, it doesn’t require an extensive credit history. This card opens the door to a world of financial opportunities, helping you pave the way to a stronger credit profile.

Benefits of the First Progress Platinum Select MasterCard

1. No Credit History Required: This card is an excellent choice for those with no credit history or a limited credit background. You don’t need a pristine credit score to get started.
2. Fast and Easy Approval Process: The approval process is quick and straightforward, allowing you to start building credit without unnecessary delays.
3. Reports to All Three Major Credit Bureaus: Your responsible credit behavior is reported to Equifax, Experian, and TransUnion, ensuring that your positive actions are reflected in your credit reports.
4. Credit Limit Increase Opportunities: With responsible card usage, you can qualify for credit limit increases, which further improve your credit utilization and overall credit score.
5. Online Account Management: Easily manage your card account online, track your spending, and make payments, all from the comfort of your home.

How to Apply for the First Progress Platinum Select MasterCard

Applying for this card is simple. Just visit the official website, fill out the application, and wait for a speedy response.

First Progress Platinum Select MasterCard Fees

• Annual Fee: The card has an annual fee of $39, so make sure to factor this into your decision.
• Late Payment Fee: Be mindful of making on-time payments to avoid late fees.
• Foreign Transaction Fee: If you’re planning to use the card for international transactions, be aware of the foreign transaction fee.
• Additional Card Fee: You have the option to add an authorized user to your account for an additional fee.

Pros and Cons of the First Progress Platinum Select MasterCard

Pros:

• Easy approval process
• Reports to all major credit bureaus
• Opportunity for credit limit increases
• Online account management for convenience

Cons:

• Annual fee
• Late payment fee

Is the First Progress Platinum Select MasterCard Right for You?

If you’re looking to establish or rebuild your credit, the First Progress Platinum Select MasterCard offers a straightforward and accessible path to improving your creditworthiness. While it comes with a few fees, the benefits of building a positive credit history far outweigh the costs.

The First Progress Platinum Select MasterCard is a valuable tool for those embarking on their credit journey or seeking to repair their credit.

With a simple application process and benefits like reporting to all major credit bureaus, it’s a sensible choice for building a strong financial foundation.

How to Get Started

1. Apply Now: Take the first step by clicking the link below to apply for the First Progress Platinum Select Mastercard.
2. Secure Your Credit: After approval, make a refundable security deposit to secure your credit limit.
3. Start Building: Use your card responsibly, make timely payments, and watch your credit score improve.